Student Loans

Follow the steps below to start your student loan forgiveness process

STEP 1: Qualify

Call and speak to one of our enrollment specialists at (888) 925-1994. There is no cost to see if you qualify for forgiveness or to answer any of your questions. Our local, expert advisors are available to discuss the forgiveness programs available to you.

STEP 2: Enroll

Our enrollment advisors will help you select a payment draft date for your new program, and then send your enrollment agreement to e-sign. Once your documents are signed, you will receive a consummated copy to keep for your records. We will then submit your required documents for review to our processing team. Your enrollment specialist will reach out and assist if any additional information is necessary.

STEP 3: File your paperwork

After your enrollment is complete, DebtEaze will file all the necessary paperwork for you.

STEP 4: Monitoring & Approval

DebtEaze will closely monitor your applications.

Monitoring is essential to ensuring that your file is approved on the terms agreed upon, so you receive your full forgiveness benefits at the end of your repayment term.

Approval for your forgiveness program typically takes around 60 days. We will keep you updated on the approval process.

STEP 5: Re-Certification

You will need to re-certify your forgiveness program annually.

All you will need to do is send in new income verification to your loan servicer.

DebtEaze clients remain eligible for their program’s annually, and we provide re-certification support.

STEP 6: Discharge

At the end of your program term, you will be released from any additional interest or remaining principal you owe on your Federal Student Loans!

Student Loan Forgiveness is a government backed program that can reduce the principal and interest of a debt owed if you meet certain requirements. Student loan forgiveness programs are out there for everyone regardless of employment status, but there is an added benefit for people who work in public service, education, health care, and other areas.

We also help people that work in For-Profit Companies, who are currently unemployed, or choose to stay at home. Really, with all the forgiveness programs out there, we can usually find a program for you, whether you’re unemployed or making six-figures.

Forgiveness is the discharge of debt:

Forgiveness Programs lower your monthly payment starting immediately, and you recertify each year. Once you have successfully reached the end of your loan term, the remaining balance of your debt (including interest) is then discharged.

How much do I really save?

A standard payment is the default repayment plan given to borrowers once they are out of Grace Period and begin repayment of their loans. However, forgiveness is often the best option for those who qualify. Your enrollment specialist will go over all your options and assist you in making an informed decision. Below are some examples of how the programs compare:

Example A
Standard Payment Plan: If you borrowed $45,000 at 6.8%, your STANDARD payment would be $519, and the total amount you would pay over the lifetime of your student loans would be $62,143.

Forgiveness Program Example: If you borrowed $45,000, your FORGIVENESS payment would be $154, and the total amount you would pay over the lifetime of your student loans would be $36,960.

Monthly savings: $365
Total savings: $25,183

Example B
Standard Payment Plan: If you borrowed $15,000 at 6.8%, your STANDARD payment would be $173, and the total amount you would pay over the lifetime of your student loans would be $20,714.

Forgiveness Program Example: If you borrowed $15,000, your FORGIVENESS payment would be $10, and the total amount you would pay over the lifetime of your student loans would be $2,400.

Monthly savings: $163
Total savings: $12,600

Call at (888) 925-1994 to learn more and speak with a specialist about your options.